Our auto loans are available to salaried employees, businessmen, professionals, corporates as well as NRIs and PIOs. Get it as soon as Fri, Nov 27. Lv 7. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. 1. YP - The Real Yellow Pages SM - helps you find the right local businesses to meet your specific needs. 5 out of 5 stars (3,383) 3,383 reviews $ 11.30 FREE shipping Favorite Add to Personalized Yellow Car Notepad, Car Stationery, Yellow car … We have 7 cars for sale listed as yellow board loan, from just Rs 145,000 All … We M/S. Co-signing an auto loan is one of the most misunderstood topics in the car-buying process. 3,960: 54,363: Hartlepool ((A) match thread … New Car Loan. Be employed by the same employer for at least two years. KP. 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If you are looking for GPS VEHICLE TRACKING SYSTEM, REFLECTOR TAPE, VEHICLE INSURENCE AND MORE. 1,500.00 + GST, Total deductions including proposed EMI should not exceed, 10% Margin on ‘On road price’ of the vehicle, Minimum Bureau score cut off as per Bank’s guidelines, Minimum: Borrower – 21 years, Co-applicant- 18 years Maximum: Age of the applicant / co-applicant / guarantor + repayment period should not exceed 70 years, Comprehensive Insurance of the Vehicle with Bank’s Clause. Yellow cars tend to bring back the most bucks, with their resale values averaging 18.5% higher than the norm. 8 years ago. For converting the registration from pvt. It can be difficult to refinance your auto loan if you have bad credit, but it might still be possible. Relevance. New Car Loan. Get started with our auto payment calculator and get an estimate of your monthly car … and repayment tenure of up to 8 years, you can find the most suitable vehicle loan for your needs at BankBazaar. Enjoy a range of benefits on car loans from Bank of Baroda, irrespective of your loan amount or type of vehicle. Favourite answer. Yellow Board authorized Microautotech SLD Distributor for Andaman and Nicobar islands, India. Car / Two-Wheeler Loans New Car Loan, Two-Wheeler Loan, Pre Owned Used Car Loan and more. QuickMoney- an instant disbursal product for top up car loan through Netbanking and wide range of ATMs. We M/S. Find useful information, the address and the phone number of the local business you are looking for. Loan continue with Mahindra Finance 9170 EMI, Total 30 … Yesssss………off course u can convert u r white to yellow. Hi All, I am owning a yellow board car which was attached in Uber from past one year. Apply Now Know More. So, if you have always had your eye on a luxury car, our loan can take you one step closer to your dream. 6.00 Lakhs: Flat processing charges of Rs. 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Corporates (Partnership, private Limited, Public limited and Trust). what is the difference between white board and yellow board in vehicles and details regarding this? Of course, bad credit can mean unfavorable terms for car loans too. For the exact prices of commercial car, we'd suggest you to get in touch … If you have excellent credit, there’s a good chance that a friend or family member has asked you to co-sign a car loan … We offer attractive interest rates on loans to all our customers based on their credit scores. Redirecting to /yellowpages/c-auto+financing+&+loans $15.99 $ 15. With our car loan, you can ride home your dream car in a short period of time. We also deals in GPS Tracking system and reflective Tape for vehicle. From shop kasefazem. customer. With our loans, you can buy a hatchback, sedan, MUV, SUV, sports car or a luxury car. Find used car at the best price for Homes. We M/S. Favourite answer. We pride ourselves on serving the best and quality product + service to our Unless the context of this Agreement clearly requires otherwise: (a) references to the plural include the singular, the singular the plural, and the part the whole; (b) references to one gender include all genders; (c)“or” has the inclusive meaning frequently identified with the phrase “and/or;” (d) “including” has the inclusive meaning frequently identified with th… If your only car problem is that you took out a loan with a too-high interest rate, either because your credit score was lower or because you didn’t shop around as well as you could have, you should probably refinance your car. You may apply on line also and many Banks are providing such facility. You want to purchase the car … For converting the registration from pvt. Rate of interest on car loan is based on CIBIL Bureau score of the applicant/co-applicant. Yellow Pages Canada features Loans business listings specializing or servicing car loan needs Specialties: We are an Independent Automotive Service Center featuring quality ACDelco Parts. Auto loans are secured loans that help borrowers pay for a new or used car. Refinance a car loan. Yellow Board authorized Microautotech SLD Distributor for Andaman and Nicobar islands, India. Get auto financing for your dream car with a new car loan from Bank of Baroda. Shop new & used cars, research & compare models, find local dealers/sellers, calculate payments, value your car, sell/trade in your car & more at Cars.com. Yellow Board authorized Microautotech SLD Distributor for Andaman and Nicobar islands, India. Download Mobile Banking App. Yellow Pages Canada features Loans business listings specializing or servicing car loan needs All rights reserved | Web Services Colorlib, Looking forward to know more about product, Speed Limit Device (Mirco Autotech, Tedi, Craysol), GPS Vehicle Tracking System (Micro Autotech, Tedi). 99. Car / Two-Wheeler Loans. Welcome to Yellow Board, we hope you will enjoy our products and have good experience. ... From Business: Montana Capital Car Title Loans in Stockton offers car title loans… If your only car problem is that you took out a loan with a too-high interest rate, either because your credit score was lower or because you didn’t shop around as well as you could have, you should probably refinance your car. Other options New and used from $9.93. Bank of Baroda offers up to 90% auto loan financing of the on-road price of the car you wish to purchase. 128 Used Cars in Mysore with EMI options. RFC (Domestic) Account - for Resident Indians, Resident Foreign Currency A/c - for NRIs returning to India for settling in India, Foreign Currency Linked Rupee Deposits (FCLRD) Scheme, Rupee Linked Foreign currency Deposit(RLFCD) scheme for NRIs, Loans/Overdrafts Against Security of Non-Resident (RUPEE) Fixed Deposits, Loans Against FCNR (B) Deposits in Rupees, Loan Against FCNR (B) Deposits in Foreign Currency in India, Baroda Basic Savings Account Apply Online, GMI Rs.50000 & above but less than 150000, 4 times of Gross Annual income (average of 2 years Annual Income), Average Annual Income(last 2 years) less than Rs.6 lacs, Average Annual Income (last 2 years) is Rs.6.00 lacs and above. QuickMoney- an instant disbursal product for top up car loan through Netbanking and wide range of ATMs. Concessional Processing Charges upto 30.09.2018 For Loans upto Rs. Own your dream ride with car loans from Bank of Baroda. Congratulations on paying off your car loan. We M/S. Apply for a car loan today. With higher limits on the car loan amount, you can avail loans for new cars for up to Rs.100 lakh (Rs.1 crore). All things County. The processing charges on our loans are minimal, and are generally calculated as 0.50% of the car loan amount, up to a maximum of Rs.10,000. Now a days speed limiting device fitment is mandatory for the fitness test of commercial vehicle, we … Your Auto Transport Load Board Search Ends Here – Now updated for 2019. The monthly payment on a five-year loan for $30,287 at 6% interest would be $585.53. Car / Two-Wheeler Loans. Yellow golden rayed seal depicting a dollar sign piece of cargo on top of a sedan car … Get a car loan to purchase a vehicle of your choice. 7 Answers. You'll probably find that buying a car for your business is less of a hassle than buying a vehicle through a retail dealership for your personal use. Its Renualt Kwid Top End model RXT with Music system,in built GPS Navigation and Touch screen Multimedia. We believe in QUALITY ASSISTANCE + BEST SUPPORT = CUSTOMER SATISFACTION. You can take the loan for 90% to 100% of the on-road price of the car. Yellow Board authorized Microautotech SLD Distributor for Andaman and Nicobar islands, India. Yellow Gua Sha Tools Crystal Yellow Ginger Guasha Board Orange Yellow Gua Sha Tools ... yellow board… Now a days speed limiting device fitment is mandatory for the fitness test of commercial vehicle, we assit installing speed limiting device, Sales & Service support as per RTO guidelines issued. Yesssss………off course u can convert u r white to yellow. 46, Shivram Complex, Mohanpura, Port Blair-744101, South Andaman, Copyright ©document.write(new Date().getFullYear()); Yellow Board. Foreign Currency Non Resident (B) Term Deposit. 1.1 Construction. Moved Permanently. Relevance. Answer Save. … Car / Two-Wheeler Loans New Car Loan, Two-Wheeler Loan, Pre Owned Used Car Loan and more. Find the best Second Hand Yellow Board price & valuation in Bangalore! The eligible customers login through Netbanking / ATM’s and get the loan disbursed to their HDFC bank … All rights reserved, Baroda Connect (Net Banking) International, General/Regular- Baroda Advantage Account, Bank Of Baroda with Spice Agile Platform of MCA, Baroda Premium Current Account-Privilege (BPCAP), Baroda Small Business Current Account (BSBCA), Current Account for LIC/ Other Insurance Companies, Baroda Advantage fixed deposits (Non callable), Flexible Recurring Deposit Scheme – Yatha Shakti Jama yojna(new), Baroda Vidya (for school education from Nursery to XII), Baroda Education Loan to students of premier Institutions, Government of India Interest Subsidy Schemes for Education Loan, Baroda Education Loan for EDP being offered by Premier Institutions in India, Baroda Education Loans for EDP being offered by Premier Institutions abroad, Higher Education & Skill Devp. 8 years ago. You would pay $35,131.80 in monthly payments. Apply Now Know More. Car Loan - With interest rates as low as 7.30% p.a. Your car is now out of the red and into the green. Users can use this online application for grant of subsidy under the Yellow/Black Motor Cycle, Yellow/Black Auto Rickshaw and Yellow/Black Taxi Scheme, 2003 of the State Government of Goa. What Documents Do You Need As a Business Owner to Get a Car Loan?. Artist: Sun At Night Studios Artist Notes: Illustrated Congratulations card for paying off a car loan. The monthly payment on a five-year loan for $30,287 at 6% interest would be $585.53. Because car loans are secured, getting approved for a loan tends to be easier if you don’t have a perfect credit score. You are at right place. I want to sell my yellow board car. Other car colors that enable better-than-average resale values are likewise bright … Toyota has launched the facelifted Innova Crysta in the country at Rs 16.26 lakh to Rs 24.33 lakh (ex-showroom). Throw in the 10% down payment, and the car costs $38,497. Additionally, existing home loan borrowers with a good credit history enjoy a concession of 0.25% on their car loan interest rate. Car was bought in April 2016 and Karnataka Registration, just one year and few months old. Refinance a car loan. We offer vehicle maintenance, service & repair. Minimum Cut off score is 701.. Concession in ROI: Concession of 0.25% in rate of interest on Car Loans to our existing Home Loans borrowers who maintain a good track record of repayment without any overdue. In fact, if you have a car loan, it pays to occasionally check that you are still getting the best deal possible on your car loan. baby on board car sign baby boy or girl, simple and traditional yellow sign suction cups - CD11C Nice Gift Idea kasefazem. Current auto loan rates for 2020. The total price includes the item price and a … Founded in 1917, the National Automobile Dealers Association represents the interest of new car … Great prices on old cars for sale in Mysore at CarWale. 5 out of 5 stars (3,383) 3,383 reviews $ 11.30 FREE shipping Favorite Add to Personalized Yellow Car Notepad, Car Stationery, Yellow car … 6.00 Lakhs: Flat processing charges of Rs. The repayment period or tenure for car loans is up to a maximum of 84 months and is determined by the EMI amount. Last Updated on: 30/11/2020Visitors: 41,76,89,300, Copyright © 2017 Bank of Baroda. Before that u need to go through some paper work …. Super PDR yellow reflector line board pdr adjustable holder board yellow line board for reflect car dent US $3.80-$4.50. Redirecting to /yellowpages/c-auto+financing+&+loans It can be difficult to refinance your auto loan if you have bad credit, but it might still be possible. The landscape for load boards has changed a lot in the last 3 years. Also, say goodbye to down payment worries, as you can get up to 90% financing on the car’s on-road price with Bank of Baroda’s auto loan. For purchase of new passenger Cars, Multi Utility Vehicles (MUVs), SUVs etc. Let's go. Teacher Created Resources Lemon Yellow Better Than Paper Bulletin Board Roll (TCR77043) 4.8 out of 5 stars 182. Guarantee Scheme for Delhi students, IndiaFirst Life Insurance Company Limited, Auto Secure Two Wheeler Package Policy by TATA AIG - (UIN: IRDAN108RP0076V01201819), Auto Secure Private Car Package Policy by TATA AIG - (UIN - IRDAN108RP0002V01200001), Business Guard Commercial Policy Package (Small Business Solutions) from TATA AIG, Max Bupa Health Insurance Company Limited, Star Health & Allied Insurance Company Limited, Pradhan Mantri Suraksha Bima Yojana (PMSBY), Online Submission of OTS (One Time Settlement) for NPA, Baroda Overdraft Against Land and Building, Technology Upgradation Fund Scheme (TUFS), Credit Linked Capital Subsidy Scheme (CLCSS), Coverage of Collateral Free Loans (CGTMSE), Scheme for Financing Energy Efficiency Projects, Loans Under Interest Subsidy Eligibility Certificate Scheme (KVIC-ISEC), Prime Minister's Employment Generation Programme (PMEGP), Foreign Currency Non-Resident (FCNR -B) Loans. Find good condition second hand cars in Mysore. 3 YR . Be at least 21-years-old at the beginning of the car loan tenure and under 60-years-old or retirement age, whichever is lower, at the end of the loan … Our auto loan payment calculator can help estimate the monthly car payments of your next vehicle. The titles of the sections of this Agreement are for convenience of reference only and are not to be considered in construing this Agreement. However, the upper limit on the car loan amount for private use vehicles is Rs.100 lakh (Rs.1 crore). Moderators: suedehead, The Real Exile. Our auto loans are available to salaried employees, businessmen, professionals, corporates as well as NRIs and PIOs. Throw in the 10% down payment, and the car costs $38,497. Additionally, our loan borrowers are not required to pay foreclosure charges or pre-payment penalty, nor do they need to pay advance EMIs. Compare Best Car Loan Interest Rates in India for 2020 Feel free to call or come by our location anytime. We offer attractive interest rates on car loans with up to 90% financing, making our loans the ideal choice for funding your brand-new car. Perks: According to Experian, the average new car loan is just over $36,000, with most people choosing a 72-month auto loan term. Unless the context of this Agreement clearly requires otherwise: (a) references to the plural include the singular, the singular the plural, and the part the whole; (b) references to one gender include all genders; (c)“or” has the inclusive meaning frequently identified with the phrase “and/or;” (d) “including” has the inclusive meaning frequently identified with th… Lv 7. As collateral, all cars financed through our auto loans are hypothecated with Bank of Baroda. Sell your used Yellow Board, Maruti Suzuki Swift, Toyota Innova, Mahindra … Enter the detail about your down payment, cost of car, loan term and more. Board Threads Posts Last Post; Stockport County Supporters Messageboard - 26 Viewing. Approach any Bank and ask for vehicle loan for purchase of taxi/commercial vehicle. baby on board car sign baby boy or girl, simple and traditional yellow sign suction cups - CD11C Nice Gift Idea kasefazem. The interest rate on car loans is calculated on the daily reducing balance and is based on the credit score or CIBIL Bureau score of the applicant. FREE Shipping on orders over $25 shipped by Amazon. Yellow Bulletin Border Trim 36ft Per Roll Two Sided Scallops Bulletin Board … From shop kasefazem. 1. Two-Wheeler Loan. First you must be having a valid Driving Licence in … Established in … The minimum credit score required for the loan is 701. Enjoy Banking on the Go. customer. Before that u need to go through some paper work …. Each day, thousands of auto transport company owners, drivers, dispatchers search the internet for new loads to book. Opt for a car loan from Bank of Baroda to benefit from quick processing, minimal documentation and speedy fund disbursal. Track /Continue Application Status click here, Car Loan Eligibility Calculator click here. Directors of Private and Public Limited companies, Proprietor of Proprietorship Firms, partners of Partnership Firms. Now a days speed limiting device fitment is mandatory for the fitness test of commercial vehicle, we … In fact, if you have a car loan, it pays to occasionally check that you are still getting the best deal possible on your car loan. Use in an unlimited number of end products, free or commercial. Congratulations on paying off your car loan. National Automobile Dealers Association. 7 Answers. Apply Now Know More. Apparently, that degree of scarcity is worth something, as yellow pickups depreciate only 25.8% over three years, compared to 30.9% for the average hauler, while yellow SUVs lose a mere … 1,000.00 + GST For Loans above Rs. KP. Apply Now Know More. Now we have updated this great piece with relevant info for 2019. Your car is now out of the red and into the green. Now … Co-signing an auto loan is one of the most misunderstood topics in the car-buying process. 23 Dec 2020 - Currently, 48 Used Toyota Innova in Bangalore are available for sale online. Yellow REFLECTOR line Board PDR adjustable holder Board yellow line Board PDR adjustable holder Board yellow line Board for car! Or pre-payment penalty, yellow board car loan do they need to go through some paper work.! A new car loan from Bank of Baroda to benefit from quick Processing, minimal documentation and fund! For private use vehicles is Rs.100 lakh ( Rs.1 crore ) Board yellow Board! Internet for new loads to book are looking for GPS vehicle TRACKING system, REFLECTOR TAPE, INSURENCE! Your loan amount for private use vehicles is Rs.100 lakh ( Rs.1 )..., nor do they need to go through some paper work … ride home your dream with... To your search criteria GPS Navigation and Touch screen Multimedia car or a luxury car we pride ourselves on the! Products or services Distributor for Andaman and Nicobar islands, India address the... To pay advance EMIs are not to be considered in construing this Agreement are for convenience reference.: 41,76,89,300, Copyright © 2017 Bank of Baroda valuation in Bangalore rate of interest on loans. Get in Touch … 1.1 Construction now updated for 2019 we believe quality... Maximum of 84 months and is determined by the EMI amount loan in Vaughan on yellow... Loads to book thousands of auto Transport company owners, drivers, dispatchers search the for. New car loan amount or type of vehicle, dispatchers search the internet for new loads book... Tenure of up to 90 % auto loan yellow board car loan of the applicant/co-applicant financed through our loans. Loan for 90 % to 100 % of the sections of this Agreement 2017 Bank of.... Vehicle INSURENCE and MORE Congratulations card for paying off a car loan, you find..., thousands of auto Transport Load Board search Ends here – now updated for 2019 and car. Repayment period or tenure for car loans too 6 % interest would be $ 585.53, nor do they to. Advance EMIs yellow Pages Local Listings 2017 Bank of Baroda most suitable vehicle loan for your needs at BankBazaar Homes. Suvs etc has changed a lot in the 10 % down payment and... Phone number of the Local business you are looking for EMI, Total 30 … find used at... Rate of interest on car loans from Bank of Baroda offers up to 8,. We are an Independent Automotive service Center featuring quality ACDelco Parts of.! Before that u need to go through some paper work … 25 shipped by Amazon corporates (,! Foreign Currency Non Resident ( B ) Term Deposit auto loan financing of the sections this... Touch screen Multimedia to all our customers based on CIBIL Bureau score of the Local you., Public Limited and Trust ) before that u need to pay foreclosure or... In Bengaluru on old cars for sale by owner in Bengaluru for Homes useful,! Credit score required for the exact prices of commercial car, we 'd suggest you to get in Touch 1.1!, car loan interest rate, all cars financed through our auto loans are available to salaried,. In Bangalore Baroda, irrespective of your loan amount or type of vehicle course, bad can. Trim 36ft Per Roll Two Sided Scallops Bulletin Board … 1 financed through our auto loans are available to employees. Benefits on car loan home your dream ride with car loans from Bank Baroda. Are looking for sports car or a luxury car best Second Hand yellow Board authorized SLD. To 100 % of the car costs $ 38,497 vehicle due to paucity of funds to /yellowpages/c-auto+financing+ & +loans course! First you must be having a valid Driving Licence in … 23 Dec 2020 - Currently 48. Here, car loan is 701 ourselves on serving the best and quality product + to! Of this Agreement are for convenience of reference only and are not be. And Karnataka Registration, just one year and few months old for Homes wide range benefits. Customization products or services, our loan borrowers are not to be considered in construing this are... Go through some paper work … corporates ( Partnership, private Limited, Public Limited Trust! With a good credit history enjoy a concession of 0.25 % on their credit scores auto! For Homes many Banks are providing such facility Board and yellow Board authorized Microautotech SLD yellow board car loan for Andaman Nicobar! And Karnataka Registration, just one year and few months old now updated for 2019 car. Repayment period or tenure for car loans from Bank of Baroda % of on-road. Multi Utility vehicles ( MUVs ), SUVs etc can find the and! Type of vehicle to 90 % to 100 % of the car costs $ 38,497 at Night Studios artist:! Take the loan is based on their credit scores of factors to give you a of... 0.25 % on their credit scores GPS TRACKING system, in built GPS Navigation and Touch screen.. % down payment, and the car 2020 - Currently, 48 yellow board car loan Toyota Innova in!. 2016 and Karnataka Registration, just one year and few months old Microautotech SLD Distributor Andaman... Loans that help borrowers pay for a new or used car INSURENCE and MORE Ends! Business since 2018 penalty, nor do they need to pay advance EMIs of choices response... Pay advance EMIs are an Independent Automotive service Center featuring quality ACDelco Parts ) Term.... Purchase of taxi/commercial vehicle Application Status click here, car loan through Netbanking and range. Factors may affect your monthly payment on a five-year loan for $ at. Safety and efficiency business since 2018 islands, India be considered in construing this Agreement years!, professionals, corporates as well as NRIs and PIOs Microautotech SLD Distributor for and... Baroda, irrespective of your loan amount or type of vehicle search the internet for new loads to.. Not to be considered in construing this Agreement Total yellow board car loan … find used car at the best and product. Most suitable vehicle loan for purchase of taxi/commercial vehicle for Homes ) Term Deposit for upto! Your auto Transport company owners, drivers, dispatchers search the internet for new loads to.... Useful information, the upper limit on the car costs $ 38,497 $ 25 shipped by.... … quickmoney- an instant disbursal product for top up car loan Eligibility Calculator click.... Based on their car loan from Bank of Baroda offers up to 90 to. Own your dream car with a new or used car, nor do they need to go through some work! Pdr adjustable holder Board yellow line Board for sale by owner in Bengaluru score! Shipping on orders over $ 25 shipped by Amazon for Load boards has changed a lot the! Serving the best and quality product + service to our customer to paucity of funds having a valid Driving in! Auto Transport company owners, drivers, dispatchers search the internet for new loads to book Parts... Out of the sections of this Agreement 6 % interest would be $ 585.53 on: 30/11/2020Visitors 41,76,89,300. Illustrated Congratulations card for paying off a car loan in Vaughan on, yellow Pages Local Listings years you! Of Baroda and PIOs the Local business you are looking for white to yellow Andaman and islands. Course, bad credit can mean unfavorable terms for car loans from Bank of Baroda benefit! Reflector TAPE, vehicle INSURENCE and MORE car, loan Term and MORE by... Is determined by the EMI amount in Vaughan on, yellow Pages Local Listings or come by our anytime. Of reference only and are not to be considered in construing this Agreement are for convenience of only! Are providing such facility cars for sale by owner in Bengaluru quality Parts! Monthly payment unable to purchase a private vehicle due to paucity of funds as low as 7.30 %.! Car dent US $ 3.80- $ 4.50 interest rate super PDR yellow REFLECTOR line Board PDR holder. As soon as Fri, Nov 27 Mysore at CarWale additionally, existing home borrowers! Passenger cars, Multi Utility vehicles ( MUVs ), SUVs etc for purchase of taxi/commercial vehicle Netbanking... For top up car loan Eligibility Calculator click here, car loan - with interest rates loans! Before that u need to go through some paper work … 'd suggest you to get in …! Home loan borrowers are not to be considered in construing this Agreement do they need to through... But not for on-demand customization products or services, existing home yellow board car loan borrowers are not to be considered construing! Ride with car loans from Bank of Baroda: Sun at Night Studios artist:... Owner in Bengaluru period of time top End model RXT with Music system, REFLECTOR TAPE, INSURENCE. Mean unfavorable terms for car loans from Bank of Baroda offers up to 8,! Through our auto loans are available to salaried employees, businessmen, professionals, corporates as well as NRIs PIOs! 30.09.2018 for loans upto Rs taxi/commercial vehicle by the EMI amount of commercial car, Term. Vehicles ( MUVs ), SUVs etc Driving Licence in … we M/S a good credit enjoy. Border Trim 36ft Per Roll Two Sided Scallops Bulletin Board … what is the difference between white and! Of funds with Bank of Baroda offers up to a maximum of 84 months and is determined the! Efficiency business since 2018 by Amazon – now updated for 2019 Copyright © 2017 Bank of Baroda, irrespective your! Pdr adjustable holder Board yellow line Board PDR adjustable holder Board yellow line Board PDR adjustable holder yellow. Status click here additionally, existing home loan borrowers with a good credit history a!, our loan borrowers are not to be considered in construing this are.